{"id":9282,"date":"2025-06-28T11:17:29","date_gmt":"2025-06-28T08:17:29","guid":{"rendered":"https:\/\/www.efeshukuk.com\/?p=9282"},"modified":"2026-03-31T15:32:23","modified_gmt":"2026-03-31T12:32:23","slug":"kasko-manevi-tazminati-karsilar-mi","status":"publish","type":"post","link":"https:\/\/efeshukuk.com\/en\/kasko-manevi-tazminati-karsilar-mi\/","title":{"rendered":"Does car insurance cover non-pecuniary damages?"},"content":{"rendered":"
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\"Kasko<\/figure>\n<\/div>\n\n\n

Kasko Manevi Tazminat\u0131 Kar\u015f\u0131lar m\u0131? | Av. Gamze G\u00fcl G\u0130RGE\u00c7 <\/strong><\/p>\n\n\n\n

1. Manevi Tazminat Davas\u0131 Nedir?<\/h2>\n\n\n\n

Turkish Code of Obligations<\/a>\u2019nun 56. maddesi uyar\u0131nca, bir ki\u015finin bedensel zarara u\u011framas\u0131, haysiyetine y\u00f6nelik a\u011f\u0131r sald\u0131r\u0131ya maruz kalmas\u0131 ya da bir yak\u0131n\u0131n\u0131n vefat\u0131 gibi durumlarda, zarar g\u00f6ren veya yak\u0131nlar\u0131 taraf\u0131ndan manevi tazminat talep edilebilir. Trafik kazalar\u0131nda bu talepler, kazaya sebep olan s\u00fcr\u00fcc\u00fcye y\u00f6neltilmektedir.<\/p>\n\n\n\n

2. Zorunlu Trafik Sigortas\u0131 Manevi Tazminat\u0131 Kar\u015f\u0131lar m\u0131?<\/h2>\n\n\n\n

Hay\u0131r. Zorunlu trafik sigortas\u0131 yaln\u0131zca belirlenen limitler dahilinde maddi hasar<\/strong> And bedeni zararlar\u0131<\/strong> teminat alt\u0131na al\u0131r. Ancak manevi zararlar<\/strong>, bu sigorta t\u00fcr\u00fc taraf\u0131ndan kar\u015f\u0131lanmaz. Bu nedenle, s\u00fcr\u00fcc\u00fcler a\u00e7\u0131lan bu t\u00fcr davalarda ki\u015fisel malvarl\u0131klar\u0131 ile sorumlu tutulabilir.<\/p>\n\n\n\n

3. Kasko Sigortas\u0131 ve \u0130htiyari Mali Mesuliyet (\u0130MM) Teminat\u0131<\/h2>\n\n\n\n

Kasko sigortas\u0131, ana teminatlar\u0131n\u0131n yan\u0131 s\u0131ra poli\u00e7eye iste\u011fe ba\u011fl\u0131 olarak eklenen \u0130htiyari Mali Mesuliyet (\u0130MM)<\/strong>teminat\u0131 ile geni\u015fletilebilir. Bu teminat, zorunlu sigorta kapsam\u0131 d\u0131\u015f\u0131ndaki zararlar\u0131 da g\u00fcvence alt\u0131na al\u0131r. Bir\u00e7ok sigorta \u015firketi, \u0130MM teminat\u0131 kapsam\u0131nda manevi tazminat taleplerini<\/strong> de poli\u00e7ede belirtilen limitler dahilinde kar\u015f\u0131lamaktad\u0131r.<\/p>\n\n\n\n

4. Hakk\u0131n\u0131zda Manevi Tazminat Davas\u0131 A\u00e7\u0131ld\u0131\u011f\u0131nda Sigorta \u015eirketine R\u00fccu Edebilir misiniz?<\/h2>\n\n\n\n

E\u011fer poli\u00e7enizde \u0130MM teminat\u0131 yer al\u0131yor ve bu teminat\u0131n kapsam\u0131 manevi zararlar\u0131<\/strong> da i\u00e7eriyorsa, hakk\u0131n\u0131zda a\u00e7\u0131lan davaya ili\u015fkin taleplerin sigorta \u015firketiniz taraf\u0131ndan poli\u00e7e teminatlar\u0131n\u0131z dahilinde kar\u015f\u0131lanmas\u0131<\/strong> m\u00fcmk\u00fcnd\u00fcr. <\/p>\n\n\n\n

Ancak sigorta \u015firketi, baz\u0131 durumlarda (\u00f6rne\u011fin kas\u0131t, a\u011f\u0131r kusur, alkol kullan\u0131m\u0131, ehliyetsizlik vb.) yapt\u0131\u011f\u0131 \u00f6demeyi size r\u00fccu edebilir. Bu nedenle poli\u00e7e \u00f6zel \u015fartlar\u0131n\u0131n dikkatle incelenmesi b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r.<\/p>\n\n\n\n

Sonu\u00e7 itibariyle, Trafik kazalar\u0131 neticesinde a\u00e7\u0131lan manevi tazminat davalar\u0131, zorunlu trafik sigortas\u0131 taraf\u0131ndan kar\u015f\u0131lanmaz ve s\u00fcr\u00fcc\u00fcler i\u00e7in ciddi bir mali y\u00fck do\u011furabilir. Ancak, kasko poli\u00e7enize dahil edilen \u0130htiyari Mali Mesuliyet teminat\u0131 ile bu riskleri \u00f6nemli \u00f6l\u00e7\u00fcde azaltmak m\u00fcmk\u00fcnd\u00fcr. Poli\u00e7enizin kapsam\u0131n\u0131 dikkatle incelemeniz ve gerekti\u011finde hukuki destek alman\u0131z halinde olas\u0131 ma\u011fduriyetlerin \u00f6n\u00fcne ge\u00e7ilebilecektir.<\/p>\n\n\n\n

You may be interested in the following studies.<\/p>\n\n\n\n