{"id":8040,"date":"2022-05-27T19:41:56","date_gmt":"2022-05-27T16:41:56","guid":{"rendered":"https:\/\/www.efeshukuk.com\/?p=8040"},"modified":"2022-05-27T19:42:28","modified_gmt":"2022-05-27T16:42:28","slug":"emekli-maasina-haciz","status":"publish","type":"post","link":"https:\/\/efeshukuk.com\/en\/emekli-maasina-haciz\/","title":{"rendered":"Can a retirement pension be garnished?"},"content":{"rendered":"
\"Emekli<\/figure>\n\n\n\n

Emekli Maa\u015f\u0131na Haciz Konulabilir Mi? – \u0130zmir Avukat<\/strong><\/p>\n\n\n\n

\u0130cra takibi s\u0131ras\u0131nda alaca\u011f\u0131n tahsili i\u00e7in ba\u015fvurulan bir yol olan maa\u015f haczi, ile alacakl\u0131, \u00e7al\u0131\u015fanlar\u0131n maa\u015f\u0131na haciz koyabilir.\u00a0Buna uygulamada maa\u015f haczi denmektedir. Peki, emekli maa\u015f\u0131na haciz konulabilir mi? Emekli maa\u015f\u0131na nas\u0131l haciz konulur? Maa\u015f haczi nas\u0131l kald\u0131r\u0131labilir?<\/p>\n\n\n\n

If a person against whom enforcement proceedings have been initiated is employed, whether in the public or private sector, the enforcement office sends a wage garnishment order to their employer in accordance with Articles 355 et al. of the Enforcement and Bankruptcy Law. Accordingly, the employer who receives the garnishment order is obliged to inform the enforcement office within one week that the garnishment has been executed and to immediately deduct the garnished amount from the debtor's salary or wages and deposit it with the enforcement office until the debt is paid off. Failure of the employer to comply with this order constitutes a crime, and a criminal complaint may be filed against them with the prosecutor's office.<\/p>\n\n\n\n

Peki, emekli maa\u015f\u0131nda durum nas\u0131l?<\/strong><\/p>\n\n\n\n

Emekli maa\u015f\u0131n\u0131n haczi Sosyal Sigortalar ve Genel Sa\u011fl\u0131k Sigortas\u0131 Kanunu<\/a> kapsam\u0131nda yaln\u0131zda belirli bor\u00e7lar bak\u0131m\u0131ndan ger\u00e7ekle\u015ftirilebilir. \u0130lgili d\u00fczenlemeye g\u00f6re, SSK prim alacaklar\u0131 ve nafaka alacaklar\u0131 d\u0131\u015f\u0131nda emekli maa\u015f\u0131n\u0131n haczi m\u00fcmk\u00fcn de\u011fildir.<\/p>\n\n\n\n

Ancak bu durumlar\u0131n d\u0131\u015f\u0131nda bor\u00e7lunun r\u0131zas\u0131 ile iki durumda emekli maa\u015f\u0131na haciz konulabilir. \u00d6ncelikle, e\u011fer bor\u00e7lu, borcuna ili\u015fkin emekli maa\u015f\u0131ndan kesinti yap\u0131lmas\u0131na y\u00f6nelik icra dairesine muvafakat verir ise emekli maa\u015f\u0131 haczedilebilir. Bir di\u011fer durum ise bankalar ile yap\u0131lan kredi s\u00f6zle\u015fmelerinde e\u011fer bor\u00e7lu bankaya emekli maa\u015f\u0131ndan kesinti yapabilmesine y\u00f6nelik bir yetki tan\u0131m\u0131\u015f ise ilgili s\u00f6zle\u015fme h\u00fck\u00fcmleri kapsam\u0131nda banka hesaptan tek tarafl\u0131 kesinti yapabilir.<\/p>\n\n\n\n

Maa\u015f haczini kald\u0131rmak i\u00e7in iki yol bulunmaktad\u0131r.
Bunlardan ilki usuls\u00fcz bir i\u015flem varsa iptalini sa\u011flamakt\u0131r. \u00d6rne\u011fin icra dosyas\u0131nda usuls\u00fcz i\u015flem yap\u0131lm\u0131\u015fsa mesala tebligatlar usul\u00fcne uygun de\u011filse, eski dosya i\u015flemden kald\u0131r\u0131ld\u0131ktan sonra usule ayk\u0131r\u0131 har\u00e7 \u00f6denmeden yenilenmi\u015fse icra mahkemesine ba\u015fvurarak maa\u015f haczinin kald\u0131r\u0131lmas\u0131 sa\u011flanabilir.<\/p>\n\n\n\n

Maa\u015f haczi nas\u0131l kald\u0131r\u0131l\u0131r sorusunun bir di\u011fer cevab\u0131 ise borcun \u00f6denmesidir. Burada belirtmemiz gereken temel husus, borcun tamam\u0131n\u0131n \u00f6denmesidir. Bor\u00e7luya \u00e7\u0131kar\u0131lan \u00f6deme emrinde vekalet \u00fccreti, icra dosya masraflar\u0131, har\u00e7 ve giderler gibi bor\u00e7 kalemleri bazen bulunmad\u0131\u011f\u0131 i\u00e7in, borcunu \u00f6demek isteyen bor\u00e7lu kar\u015f\u0131 taraf\u0131n avukat\u0131 ile ileti\u015fime ge\u00e7erek borcunu \u00f6demek istedi\u011fini belirtmeli veya icra dairesine giderek g\u00fcncel bor\u00e7 miktar\u0131n\u0131n g\u00f6sterir kapak hesab\u0131 \u00e7\u0131kartmal\u0131 akabinde borcunu \u00f6demelidir.<\/p>\n\n\n\n

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