{"id":6589,"date":"2021-10-13T09:00:00","date_gmt":"2021-10-13T06:00:00","guid":{"rendered":"https:\/\/www.efeshukuk.com\/?p=6589"},"modified":"2026-04-15T10:46:23","modified_gmt":"2026-04-15T07:46:23","slug":"kefalet-sozlesmesi","status":"publish","type":"post","link":"https:\/\/efeshukuk.com\/en\/kefalet-sozlesmesi\/","title":{"rendered":"Guarantee Agreement"},"content":{"rendered":"
\"Kefalet
Guarantee Agreement<\/figcaption><\/figure><\/div>\n\n\n\n

Guarantee Agreement | Lawyer in Izmir<\/strong><\/p>\n\n\n\n

Guarantee agreement numbered 6098 Turkish Code of Obligations<\/a>muzun 581. maddesinde d\u00fczenlenmi\u015ftir. \u0130lgili h\u00fck\u00fcm \u2018Kefalet s\u00f6zle\u015fmesi, kefilin alacakl\u0131ya kar\u015f\u0131 bor\u00e7lunun borcunu ifa etmemesinin sonu\u00e7lar\u0131ndan ki\u015fisel olarak sorumlu olmay\u0131 \u00fcstlendi\u011fi s\u00f6zle\u015fmedir.\u2019 \u015feklindedir. Buradan hareketle kefil, bir  borcun alacakl\u0131s\u0131na kar\u015f\u0131, bor\u00e7lunun borcunu ifa etmesinden \u015fahsen sorumlu olarak alacakl\u0131n\u0131n bo\u015fa \u00e7\u0131kan ifa menfaatine ili\u015fkin beklentisini parasal olarak kar\u015f\u0131lamay\u0131 taahh\u00fct eder. As\u0131l bor\u00e7lu ne olursa olsun kefalet s\u00f6zle\u015fmesinin taraf\u0131n\u0131 olu\u015fturmaz, kefalet s\u00f6zle\u015fmesinin taraflar\u0131 kefil ve as\u0131l bor\u00e7 ili\u015fkisindeki alacakl\u0131d\u0131r.<\/p>\n\n\n\n

Validity Conditions of the Guarantee Agreement:<\/strong><\/p>\n\n\n\n

  1. Ordinary Written Form Requirement<\/li>
  2. Duration and amount of bail<\/li>
  3. If the person acting as guarantor is married, it can be summarized as requiring the spouse's consent.<\/li><\/ol>\n\n\n\n

    A simple written form is required for guarantee agreements. Guarantee agreements that are not in writing are invalid. Furthermore, as a condition of validity, the maximum amount for which the guarantor will be liable and the date of the guarantee must be written in handwriting, as stipulated in Article 583 of the Turkish Code of Obligations No. 6098. According to this provision, an additional condition has been added for joint and several guarantees. Accordingly, if the guarantor is a joint and several guarantor, it is mandatory for them to state in their own handwriting in the guarantee agreement that they will assume the obligation in this capacity or with an expression to that effect. This matter is regulated in Article 583 of the Turkish Code of Obligations.<\/p>\n\n\n\n

    \u0130lgili madde:  \u2018Kefalet s\u00f6zle\u015fmesi yaz\u0131l\u0131 \u015fekilde yap\u0131lmad\u0131k\u00e7a ve kefilin sorumlu olaca\u011f\u0131 azami miktar ile kefalet tarihi belirtilmedik\u00e7e ge\u00e7erli olmaz. Kefilin sorumlu oldu\u011fu azami miktar\u0131, kefalet tarihi ve m\u00fcteselsil kefil olmas\u0131 durumunda bu s\u0131fatla veya bu anlama gelen herhangi bir ifadeyle y\u00fck\u00fcml\u00fcl\u00fck alt\u0131na girdi\u011fini kefalet s\u00f6zle\u015fmesinde kendi el yaz\u0131s\u0131yla belirtmesi \u015fartt\u0131r. M\u00fcteselsil kefil olma iradesi kefilin el yaz\u0131s\u0131yla ortaya koyulmal\u0131d\u0131r. \u015eu halde b\u00f6yle bir iradenin varl\u0131\u011f\u0131n\u0131 kefalet belgesinin d\u0131\u015f\u0131nda kalan ve kefalet belgesinde bir dayana\u011f\u0131 bulunmayan olgulara dayanarak ispatlamak m\u00fcmk\u00fcn de\u011fildir.\u2019 \u015feklindedir.<\/p>\n\n\n\n

    As can be understood from the text of the article, for joint and several liability to be applicable, the guarantor must undertake the obligation as a joint and several guarantor or with any expression that implies this meaning.<\/p>\n\n\n\n

    Son \u015fart ise TBK 584. madde dz\u00fcenlemesidir. \u0130lgili maddeye g\u00f6re : ”E\u015flerden biri mahkemece verilmi\u015f bir ayr\u0131l\u0131k karar\u0131 olmad\u0131k\u00e7a veya yasal olarak ayr\u0131 ya\u015fama hakk\u0131 do\u011fmad\u0131k\u00e7a, ancak di\u011ferinin yaz\u0131l\u0131 r\u0131zas\u0131yla kefil olabilir; bu r\u0131zan\u0131n s\u00f6zle\u015fmenin kurulmas\u0131ndan \u00f6nce ya da en ge\u00e7 kurulmas\u0131 an\u0131nda verilmi\u015f olmas\u0131 \u015fartt\u0131r.<\/p>\n\n\n\n

    Spousal consent is not required for subsequent amendments to a guarantee agreement that do not result in an increase in the amount for which the guarantor is liable, the conversion of a simple guarantee into a joint and several guarantee, or a significant reduction in the safeguards in favor of the guarantor.Exception for spousal consent<\/strong>The consent of the spouse is not required for guarantees given by the owner of a commercial enterprise registered in the trade registry, or by a partner or manager of a commercial company in relation to the business or company; guarantees given by tradesmen or artisans registered in the tradesmen and artisans registry in relation to their professional activities; guarantees given for loans to be used within the scope of the Law No. 5570 dated 27\/12\/2006 on the Provision of Interest-Subsidized Loans by Public Capital Banks; and guarantees given for loans to be provided to cooperative members by agricultural credit, agricultural sales, and tradesmen and artisans credit and guarantee cooperatives, as well as public institutions and organizations. There are two types of guarantee relationships: joint and several and ordinary.<\/p>\n\n\n\n

    Ordinary Guarantee and M<\/strong>\u00fc<\/strong>Let's examine the differences between joint and several guarantees:<\/strong><\/p>\n\n\n\n

    Unless otherwise agreed, the guarantee agreement is considered an ordinary guarantee.<\/p>\n\n\n\n