{"id":6414,"date":"2021-09-15T09:00:00","date_gmt":"2021-09-15T06:00:00","guid":{"rendered":"https:\/\/www.efeshukuk.com\/?p=6414"},"modified":"2021-09-15T17:17:42","modified_gmt":"2021-09-15T14:17:42","slug":"musterek-ne-demek","status":"publish","type":"post","link":"https:\/\/efeshukuk.com\/en\/musterek-ne-demek\/","title":{"rendered":"What does "joint" mean?"},"content":{"rendered":"
\"M\u00fc\u015fterek<\/figure><\/div>\n\n\n\n
\"\"<\/a><\/figure>
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m\u00fc\u015fterek<\/strong><\/p>\n\n\n\n

Arap\u00e7a<\/em><\/p>\n\n\n\n

1. <\/strong>s\u0131fat <\/em>Ortak<\/p>\n\n\n\n

2. <\/strong>s\u0131fat <\/em>Birlikte<\/p>\n\n\n\n

3. <\/strong>s\u0131fat <\/em>Ortakla\u015fa, el birli\u011fiyle yap\u0131lan veya haz\u0131rlanan:<\/p>\n<\/div><\/div>\n\n\n\n

M\u00fc\u015fterek M\u00fclkiyet Nedir?<\/h2>\n\n\n\n

Kelime anlam\u0131 olarak ortak, brilikte gibi anlamlara gelmekte olan m\u00fc\u015fterek kavram\u0131 hukukumuzda izale-i \u015fuyu veya miras\u00e7\u0131l\u0131k s\u00fcre\u00e7lerinde payl\u0131 m\u00fclkiyet anlam\u0131na gelecek \u015fekilde s\u0131kl\u0131kla kullan\u0131lmaktad\u0131r. Payl\u0131 m\u00fclkiyet, ortaklar\u0131n m\u00fclkiyet hakk\u0131n\u0131n belirli bir oranlara b\u00f6l\u00fcnmesi olarak \u00f6zetlenebilir. <\/p>\n\n\n\n

M\u00fc\u015fterek Hesap Nedir?<\/h2>\n\n\n\n

Son y\u0131llarda gittik\u00e7e yayg\u0131nla\u015fan m\u00fc\u015fterek hesap ise, birden fazla ki\u015finin hesab\u0131 kontrol etme yetkisi olan banka hesaplar\u0131d\u0131r. Taraflar aras\u0131nda \u00f6nceden ba\u015fka bir durum kararla\u015ft\u0131r\u0131lmam\u0131\u015f ise bu hesapda yer alan mebla\u011f\u0131n bo\u015fanma halinde genllikle taraflarca e\u015fit oranda payla\u015ft\u0131r\u0131lmalar\u0131 gerekmektedir. <\/p>\n\n\n\n

SUPREME COURT<\/strong> 8. HUKUK DA\u0130RES\u0130<\/strong> E. 2016\/1978<\/strong> K. 2017\/3536<\/strong><\/p>\n\n\n\n

Bankac\u0131l\u0131kta, birden \u00e7ok ki\u015finin birlikte a\u00e7t\u0131rd\u0131\u011f\u0131 ve anla\u015fmaya g\u00f6re her birinin veya birlikte para \u00e7ekme yetkisinin bulundu\u011fu hesaplar m\u00fc\u015fterek hesaplard\u0131r. Hesap sahiplerinden her birinin tek ba\u015f\u0131na diledi\u011fi miktarda para \u00e7ekme yetkisi tan\u0131nm\u0131\u015f ve bankan\u0131n bu y\u00fczden sorumlulu\u011funun do\u011fmayaca\u011f\u0131 kabul edilmi\u015f ise, ortada tesels\u00fcll\u00fc m\u00fc\u015fterek hesap var demektir. Uygulamada hesap c\u00fczdan\u0131na ve hesap kartonuna hesab\u0131n tesels\u00fcll\u00fc oldu\u011fu yolunda kay\u0131t yaz\u0131lmas\u0131 yeterli g\u00f6r\u00fclmektedir. BK’nun madde 148 (6098 s.TBK.m.169) gere\u011fince hesap sahipleri bankaya kar\u015f\u0131 m\u00fcteselsil alacakl\u0131 durumundad\u0131r. Ortak hesaplar\u0131n di\u011fer bir t\u00fcr\u00fc de, hesap sahiplerinin birlikte imzalar\u0131 ile para \u00e7ekmeye yetkili olduklar\u0131 hesaplard\u0131r. B\u00f6yle bir hesap tarz\u0131nda alacakl\u0131lar tasarruf yetkilerini s\u0131n\u0131rlam\u0131\u015f olurlar. Ortak hesap bir tasarruf kayd\u0131n\u0131 i\u00e7ermiyorsa ve hesap a\u00e7t\u0131ranlar, hesaptaki parada tasarruf yetkisini birlikte veya m\u00fcnferiden kullanacaklar\u0131n\u0131 belirtmeden hesap a\u00e7t\u0131rm\u0131\u015flar ise, bu durumda b\u00f6l\u00fcnebilir hesaptan s\u00f6z edilir ve somut olay\u0131n \u00f6zelliklerine g\u00f6re hesap sahiplerinin e\u015fit oranda pay sahibi olduklar\u0131n\u0131n kabul\u00fc gerekir (Prof. Dr. Haluk Tando\u011fan, M\u00fc\u015ftereken Hesaplar- Ankara 1959, sh 6-7 ve Prof. Dr. \u00dcnal Tekinalp, Banka Hukuku’nun Esaslar\u0131, \u0130stanbul 1988 Sh. 330-331 ).<\/p>\n\n\n\n

M\u00fc\u015fterek hesap a\u00e7\u0131l\u0131rken bankaya aksine bir anla\u015fma sunulmam\u0131\u015fsa, bankadaki ortak hesab\u0131n, aktif tesels\u00fcll\u00fc m\u00fc\u015fterek hesap oldu\u011fu kabul edilmektedir. Hesaptaki paylar, aksi iddia edilip kan\u0131tlanmad\u0131k\u00e7a birbirine e\u015fittir. Mevduat hesab\u0131 birden fazla ki\u015fiye ait ise, mudilerden birinin \u00f6l\u00fcm\u00fc halinde, aksine s\u00f6zle\u015fme yoksa hesaptaki paralar e\u015fit paylara b\u00f6l\u00fcnecek ve hayatta kalan mudiye kendi pay\u0131 \u00f6denebilecektir. (HGK,12.07.2006 tarih 2006\/3-517\/525E.-K.)<\/p>\n\n\n\n

Somut uyu\u015fmazl\u0131k incelendi\u011finde Mahkemece, taraflar\u0131n merkez bankas\u0131 m\u00fc\u015fterek hesaptaki paras\u0131 y\u00f6n\u00fcnden yaz\u0131l\u0131 \u015fekilde h\u00fck\u00fcm tesis edilmi\u015f ise de bu g\u00f6r\u00fc\u015fe kat\u0131lmak m\u00fcmk\u00fcn de\u011fildir. Hesaba dair evraklar incelendi\u011finde, evlilik birli\u011fi i\u00e7inde taraflar\u0131n serbest iradeleri ile “m\u00fc\u015fterek” hesap olarak a\u00e7\u0131ld\u0131\u011f\u0131 anla\u015f\u0131lmaktad\u0131r.<\/p>\n\n\n\n

Mahkemece, an\u0131lan hesab\u0131n ortak oldu\u011fu ve her bir e\u015fin pay\u0131 belirtilmedi\u011finden yar\u0131 oranda taraflar\u0131n ortak oldu\u011fununun kabul\u00fcyle hesaptaki d\u00f6viz cinsi paran\u0131n yar\u0131s\u0131n\u0131n davac\u0131ya aidiyetinin tespitine dair karar ile yetinilmesi gerekirken yaz\u0131l\u0131 \u015fekilde hesaptaki d\u00f6vizin dava tarihindeki kur kar\u015f\u0131l\u0131\u011f\u0131 T\u00fcrk Liras\u0131 para hesaplan\u0131p bunun yar\u0131s\u0131n\u0131n daval\u0131dan tahsiline karar verilmesi temyiz eden davac\u0131n\u0131n aleyhine durum olu\u015fturdu\u011fundan hatal\u0131 olup bozmay\u0131 gerekmi\u015ftir.<\/p>\n\n\n\n

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Get legal advice from our expert team. Contact <\/span><\/a>page.<\/p>\n\n\n\n

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